Hi Neale! What are your recommendations for kicking off savings for college tuition when you're starting a little too late (kids are 8 and 10 - so probably way too late!) and you don't have a whole lot to put away? Thanks!

Good question. What do you do when time is your enemy?

I'm a big fan of 529 plans. Try to see if you can also get your parents and grandparents to contribute. Even get the kids saving for their own future. If you really know that you won't be able to afford private college explain that to the kids. Maybe they can start out at a community college and transfer into a more expensive school. Look into grants and scholarships as they get older.