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Hi Bob, I see a lot of companies offer their services for credit repair, but it comes at a price. Do you recommend that sort of thing? Or do you support other resources to help build credit?

@SarahJones You have to be careful of these companies. A lot of them charge excessive amounts and they claim to help you repair your credit. Oftentimes, the cost for these services don't make sense when it can be used to pay down other debt. I recommend my book Deceptive Money - it is a step by step guide to help you get out of the credit trap.