Contributors to keeping the middle class poorer are out-of-control college tuition and textbook costs (along with healthcare). And what's keeping the poor held down are childcare costs. https://s3-us-west-2.amazonaws.com/maven-user-photos/seanhyman/fundamentals/IOSU6hIfr0e_ddd3b0bprg/RY5EGAaWa0OC9z3hBOVTVg
Trading seems fun, exciting, exhilarating, etc. so it has a lot of draw to it. And many people won't dig deeper than the euphoric emotion that they feel. However, trading is MUCH harder than investing. And much of the industry is bent towards getting you to trade rather than invest.